Economic And Financial Hardship

 

Economic And Financial Hardship
Types Of Evidence
CLICK THE BOXES BELOW FOR IDEAS ON DEMONSTRATING ECONOMIC AND FINANCIAL HARDSHIP

Mortgage Statements And Rental Lease

Are you buying your home?  If so, gather receipts showing the various expenses of its upkeep, as well as the monthly mortgage payment and taxes.  Show proof of existing equity.  For both mortages and rental leases, include copies of the current contracts.  

School Loans And Tuition

If you or your spouse are still paying off old school loans, include records showing your payment history and existing balance.  If you or your spouse are currently attending college or special training courses, include evidence of costs for tuition, books, and supplies.  

Bank Records

Collect and organize your bank records.  Include checking, savings, and trust statements for for both individual and joint accounts.  These records are one of the clearest indicators of your current financial situation.  

Income Tax Returns And Employment Records

Tax statements and employment records, like check stubs, W-2s, income verification letters are some of the clearest indicators of a couple's joint income situation.

Child Care Costs

For many couples, child care costs are a large expense.  Without the financial contributions of both parents, the ability to provide adequate child care while the parents are at work is often impossible.  This is aspect of the larger impact of economic loss which needs to be shown with concrete numbers for the government's review.

Economics Of Immigrant's Home Country

When economic conditions in an immigrant's home country are bad, the impact will affect many aspects of life there.  A weak job market, poor health care, few educational opportunities, limited job skills, and inadequate public transportation show that a family's economic loss overlaps into many other hardship concerns.  

Career And Employment Goals

Couples often have career and employment goals.  By helping each other, they plan the future for their family and children.  Many goals require financial investment.  Show how the loss of an immigrant's ability to work in the United States adversely affects these dreams.

Credit Card And Business Expenses

If you have started a small business, such as selling scrapbook materials online or selling perfume products via home demonstrations, include evidence of such activities.  Credit card expenses, especially for home, health, and educational needs, should be fully shared, in the effort to provide a complete picture of your family's financial situation.

Special Medical Or Educational Needs

Perhaps a child has special medical needs that you pay for on a regular basis.  Maybe an elderly parent or sibling depends on your economic support to maintain their daily living activities.  Include such evidence in your supporting documents package.

Family Monthly Budget 

A monthly budget showing income and itemized expenses should be prepared.  Organize receipts to support your figures.  This will enable the quickly understand how your family's budget will be affected if the immigrant's waiver application is denied.